Dispute ID: 5165054. DND 2022-09-26. Reg E. Old account. CH is disputing 4UT from multiple merchants amounting to $130.83. As per VCF, card in possession at time of transactions. PIN memorized. No merchant credit. No claim cancellation. Card ending with 5948 is closed. Transaction Type: Moto Blank, Entry Mode 01, Moto Blank Entry Mode 5 Card-present Transaction. INVESTIGATION. Observed funding prior to the authorization of the disputed transaction ID #91539701395 from PAYROLL, Direct Deposit 2022-09-21 09:54:21	amounting to $1350.39. The same direct depositor was observed funding the CH account since 2022-03. With valid undisputed card present transaction after the authorization of the disputed transaction from 601 SMITHFIELD AVE, PAWTUCKET, RIUS on 2022-09-21 11:08:12 amounting to $60.00, and LA COLMENA, PAWTUCKET, RIUS on 2022-09-23 10:42:49	amounting to $8.32, DUNKIN #345145 Q35, PAWTUCKET, RIUS on 2022-09-24 05:48:22 amounting to $21.52, CVS/PHARMACY #00670, PAWTUCKET, RIUS on 2022-09-24 09:31:23	amounting to $11.57, CVS/PHARMACY #00670, PAWTUCKET, RIUS on 2022-09-25 13:17:48	amounting to $17.49. CH has extensive previous transactions with the disptued merchant, BILL`S PIZZA, WENDYS, DRAGON VILLA RESTAURAN. No suspicious declined codes within the disputed timeline asa per Galileo. No fraud alerts. AVS RESULT B for all disputed transactions. As per RTA, response code 05, 51,85, was captured but not related with the disputed merchant.  No response code with the disputed merchants.