6218002

Dispute ID: 6218002. DND 2023-02-04. CH is disputing 4 Unauthorized Transaction from Google for $52.28. The disputed transaction has Moto 2 Entry Mode 10 Card Not Present Debit Unauthorized Transaction. Reg E. No merchant credit found relating to the disputes. No claim cancellation. As per Penny, card in possession at the time of the transactions. Pin states as "On his wallet". Disputed card ending 1924 is closed. CASE DECISION: APPROVED VROL CASE #: 5232510670,5232510671,5232511180,5232511589 Overall Investigation: High ending balance after the authorization of the last disputed transaction. As per Galileo, RTA, & Penny no deny codes/ no response codes captured with the disputed merchant. No fraud alerts. Disputed merchant recurring flag shows as YES. No history with Google. Merchant is abnormal. No spending pattern observed. As per RTA: AVS RESULT Z As per VISA: AVS Result: Z ZIP matches, address does not No PII changes, no signs of ATO. There is freezing, unfreezing of the disputed card within the UT timeline. Merchant is on the DNC list. No enough evidence to deny the claim. Claim below CB rights. Therefore, error found. Sent final letter with ZD Ticket #62180555. CASE CLOSED.

🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀UT TIMELINE: 2022-12-28 TO 2023-01-20