= I understand------ if that would be your decision. One way to increase your account credit device financing limit is to keep the account on good standing and pay off the current active devices and or accessories installment on the account so that you will get a chance to get a lower device downpayment or even $0.00 downpayment. 

  

= As for the device downpayment, this is a partial amount collected by system if account credit device financing limit is not enough to cover the full price of the watch. But great thing is that you will have extra credit for the monthly charge and still get the watch for free on us.