Dispute ID: 4851332. DND:2022-08-09. Intake type: Mobile. Reg E. Old account. CH is disputing 2 UT from multiple merchants amounting to $377.97. No merchant credit. No claim cancellation. Card ending with 8348	 is closed. Transaction type: Moto blank Entry Mode 5 card present no CB rights. ***INVESTIGATION*** As per VCF, card is not in possession. PIN is stated as "Inside my hand bag". No fraud alerts. No suspicious declined codes within the disputed timeline. However, CH have a high ending balance after last disputed transaction. No previous Transaction with the Same Merchant.
No valid undisputed card present transaction. Out of state transaction 
DD Enrolled. 




CB
With high ending balance after last disputed transaction.
No previous Transaction with the Same Merchant.
No valid undisputed card present transaction. Out of state transaction 
DD Enrolled.


Denial
No fraud alerts
No suspicious declined codes within the disputed timeline.