5479749

Dispute ID: 5479749. CH disputing 2 Debit Unauthorized Transaction from Sp for $200.84. Reg E. No merchant credit found relating to the disputes. No claim cancellation. As per Penny card in possession at time of purchase. PIN memorized. Disputed card ending 9923 is closed. Case Decision: . VROL Case #:. Overall Investigation: With funding event observed via Visa Money Transfer amounting to $347.00 on 2022-11-04 06:46:30 before the authorization of the disputed transaction from SP1263 FLORIN, SACRAMENTO, CAUS on 2022-11-06 19:30:37. Member has a Spotme limit of $100 which enable the disputed transaction to go through. Balance exhausted after the authorization of the last disputed transaction. Galileo, RTA, VROL deny/ response code 51 was captured with the disputed merchant. No fraud alert/indication. RTA response code 85 was captured within the UT timeline but not related with the disputed merchant, however, they are on the disputed card ending 9923. RTA: AVS RESULTB AVS RESULTB VISA: AVS Result: Address verification is not applicable AVS Result: Address verification is not applicable

🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀 UT TIMELINE: 2022-11-04 to 2022-11-09 TRXN TYPE: Moto Blank Entry Mode 91 Moto Blank Entry Mode 91