Dispute ID: 4723305. DND:***. Intake type: Phone DND: 2022-07-22. Reg Z. Old account. CH is disputing 2 UT with Barbizon USA amounting to $210.00. No merchant credit. No claim cancellation. Card ending with 1378 is already replaced. Transaction type is Moto/ ECI 7 Entry Mode 01 card absent with CB rights.  ***INVESTIGATION** As per Penny, card is in possession and PIN is stated as "N/A" *. There is funding event observe prior to the authorization of the disputed transaction on 2022-06-21 at 19:28:00 amounting to $268.07. There are transaction in between, and the funds being added is closed enough and can cover the disputed transaction, suggesting that the account was funded accordingly and the MM is aware on the account balance. There is decline code:51 observe related to the disputed transaction, however there is enough evidence to deny the claim. No PII changes. No sign of ATO. No fraud alerts. Therefore, there is enough evidence to deny the claim. Final Resolution, no ERROR FOUND. Filed FR VROL Case #5200574546, FR #5200572621. Sent final letter ZD #51453571. Case Closed.