Dispute ID: 5320274. DND: 2022-10-17. REG E claim. CH is disputing 4 UT from Apple and Apple.com/Bill amounting to $93.83.  As per Penny, card in possession at time of purchase. PIN stated as "Nowhere". No merchant credit found as of this time. No claim cancellation. Disputed card ending in 1823 is closed. 
INVESTIGATION FOUND:
TRXN TYPE: Moto 7 Entry Mode 10 Card-Absent with CB rights.
UT TIMELINE:2022-10-10 to 2022-10-18