DISCLOSURE TIMEFRAME

*it will be mailed out in business days

Channel - Timeframe - Delivery Method

Phone 4 Business days Mail Mail 4 Mail IVR 4 Mail myEquifax Immediately Online Version Walk-up Immediately Printed Version AnnualCreditReport.com Immediately Online Version IdentityWorkPremium Immediately Online Version

Delivery Type that are available to American Disabilities Act (ADA)

1. Large Print
2. Audio
3. Braille *No addition fee to this

MAILING DISCLOSURE EXCEPTIONS

1. Discrepancies with consumer's credit report must be resolved before sending

• Do not send if there are discrepancies with

• Current Address
• SSN or Name

1. A copy of a credit report must be sent to a United States consumer with an international address

• The consumer must:

• Be or have been a United States citizen