Dispute ID: 4852861 DND: 2022-08-09 CH Claimed 2 UT POS As per Penny, Card is not in possession at the time of Purchase and Pin is written down. No Claim Cancellation, No Merchant Credit. Investigation: The Disputed Transactions are Card Absent Transactions. *With Funding event prior the Disputed Transaction via Card to Card dated on 2022-07-28 at 17:58:18 amounting to $80.00 Therefore No Error found. Final Letter sent. Fr done. VROL# Case Closed. 4814916