5227724

Dispute ID: 5227724. DND 2022-10-04. REG E claim. Old account. CH is disputing 1 UT from Walgreens Store amounting to $65.95. As per Penny, card status not specified. PIN memorized. No merchant credit. No claim cancellation. Card ending number 5957 is closed. Trxn Type: Moto Blank Entry Mode 7 Card-Absent with No CB rights. UT timeline: 2022-10-01 to 2022-10-05 INVESTIGATION FOUND: No funding event captured prior to the authorization of the disputed transaction. In Galileo, deny code 51 was captured within UT timeline but not with the disputed merchant. No freezing, unfreezing of the disputed card.

AVS RESULT B.

Denial: Balance exhausted after the authorization of the disputed transaction. Member has previous transactions with the disputed merchant. No fraud alerts. No PII changes. No signs of ATO.