- Loss of Employer Coverage
- Moving to a New Address
- Loss of Medicaid Eligibility
- Getting Coverage Through a New Medicare Advantage or Part D Plan
- Gaining/Losing Eligibility for Extra Help (Low-Income Subsidy)
- Leaving Incarceration
- Institutionalized (e.g., Nursing Home or Long-Term Care)
- Plan Termination
- Medicare Contract Violation or Misleading Information
- Natural Disasters or Emergencies (FEMA-Declared)
- Trial Rights
- Dual Eligible (Medicare + Medicaid)
- Other Exceptional Circumstances
Shared snapshot