4866256 BWAS LNG AH

Dispute ID:4866256 DND: 2022-08-11 CH Claimed 1 UT POS As per Penny, Card is not in possession at the time of Purchase, Phone, Debit Card, and Credit Builder Card was stolen. was stolen, and pin was written down.
No Claim Cancellation, No Merchant Credit.

Investigation: The disputed Transactions is Card Absent Transaction. No Previous Transaction with the Same Merchant. No funding event prior the disputed Transaction was found.

*With Funding event prior the Disputed Transaction via Visa Money Transfer dated on 2022-08-06 at 22:13:33 amounting to $7.75 *Presence of deny code 51 was found prior the authorization of disputed transaction on followed by the disputed transaction with a lower amount which caused the transaction to go through. *Account Balance is low-ending *No signs of PII changes. *No fraud alert was captured by the System. Therefore no Error found. Final Letter sent. Fr done. VROL#2251566347,2251566348,2251566347 2251566349,2251566350 Case Closed.