Dispute ID: 5642943. CH disputing 1 Debit Unauthorized Transaction from Energypay Help for $59.99. Reg E. No merchant credit related to the disputes. No claim cancellation. As per Penny card in possession at the time of transaction. PIN memorized. Disputed card ending 7118 is closed. Case Decision: Initiated Pre Arb. VROL Case #:2288110761. CASE ONGOING Dispute ID xxxx. DND xxxx. CH claimed (x) unauthorized transaction from (x) amounting to xxxx. Reg Z. No claim cancellation. No merchant credit. Initiated Pre Arb. VROL xxxx. CASE ONGOING.