DISPUTE ID 5492797. CH disputing 1 Debit UT amounting $35.00 with Hilton Hotels. No claim cancellation. No Merchant Credit found as of this time. As per Penny, Card lost/ stolen . PIN unverified. Disputed card ending 5275 is closed. Case decision: Chargeback initiated. VROL Case #: 2278771146.  #force_post
OVERALL INVESTIGATION:
Balance exhausted after the authorization of the disputed transaction.
No Galileo, RTA deny/ response codes within UT timeline.
No fraud alerts.
The disputed card present transaction is within the vicinity with the member's address on the account.                                                                                                                                   
Unable to notate AVS for the disputed transaction, transaction details are not available as per RTA and VROL.
No PII changes captured within UT timeline. No signs of ATO.
However,
No funding event prior to the authorization of the disputed transaction.
No valid undisputed EMV initiated transaction.
MCO initiated, long wait time. Routed to voicemail. Unable to validate information.
There is no freezing, unfreezing of the disputed card within the UT timeline.
There is no enough evidence to deny the claim.Therefore, error found. Proceed to chargeback. Sent ZD #57274685. Case ongoing.



🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀 UT TIMELINE: 2022-11-07 to 2022-11-10
TRXN TYPE: Moto Blank Entry Mode 1 Card-present with CB rights