Dispute ID:5134875-2. DND 2022-09-22. REG E claim. CH is disputing 2 UT from Chevron amounting to $31.22. As per VCF, card not in possession at time of transaction. PIN memorized. No merchant credit. No claim cancellation. INVESTIGATION. There are two funding event prior to the authorization of the disputed transaction from Visa Money Transfer on 2022-09-20 14:25:26	amounting to $48.62 and on 2022-09-20 09:22:54 amounting to $251.75. Continuous funding within the UT timeline. No suspicious declined codes within the disputed timeline. No fraud alerts. Member has previous transactions with the disputed merchant, Shell/Shell. As per RTA, response code 85 was captured but not related with the disputed merchant. As per RTA, no response code with the disputed merchant. AVS RESULT B. 



















 2022-09-19 13:09:20 amounting to $318.15. Continous funding within UT timeline.  and Chevron. No suspicious declined codes within the disputed timeline. A  AVS RESULT B for all disputed transactions. No freezing, unfreezing of the disputed card within UT timeline. No PII changes. No signs of ATO. There is enough evidence to deny the claim. Final resolution, no error found. Sent ZD#54710741. Filed FR ROL Case #5214053843, 5214053844. Case closed.