5070792

Dispute ID: 5070792. DND 2022-09-12. REG E claim. Old account. CH is disputing 1 UT from Uber *Trip amounting to $31.93. As per VCF, card in posssession at time of purchase. PIN stated as "Nowhere". No merchant credit. No claim cancellation. INVESTIGATIONBalance exhausted after the authorization of the disputed transaction. No fraud alerts. No PII changes. no signs of account takeover. Observed freezing, unfreezing of the disputed card within UT timeline (suggesting full control of account)However, there is no funding event or cash-in within 24hours prior to the authorization of the disputed transaction. No previous transaction with the same merchant. No merchant call out made. Merchant is on the approved DNC List. As per RTA, response code 85,43,57,51 was observed within the disputed UT timeline but not related to the disputed transaction. As per RTA, response code 43 is observed within the disputed UT timeline related to the disputed transaction. AVS RESULT Z as per RTA. As per Galileo, deny code 43 is observed within the UT timeline but not related to the disputed transaction. As per Galileo, deny code 43 is observed within the UT timeline, related to the disputed transaction.