Shared note

Dispute ID: 4843214. DND: 2022-08-08 . Intake type: Mobile. Reg E. Old account. CH is disputing 3 UT from multiple merchants amounting to $56.26. No merchant credit. No claim cancellation. Card ending with 7944 is closed. Transaction type Moto 7 Entry Mode 10 card-absent with CB rights. INVESTIGATION As per VCF, card is not in possession. PIN memorized. Funding event prior the authorization of the disputed transaction. Pattern of funding events prior the authorization of the disputed transaction. Balance exhausted after the authorization of the last transaction. No PII changes. No ATO hallmarks. No fraud alerts. There is enough evidence to deny the claim. Final resolution, no error found. Sent final letter ZD #52370029. Filed FR ROL Case #2249805106, 2249805107, and 2249805108. Case Closed.