5422220

DISPUTE ID 5422220. DND 2022-10-31 CH disputing 5 Debit UT amounting $51.58 with Various Merchants. Reg E. Old account. Card ending in 8521 and 8438 are closed. No claim cancellation. No Merchant Credit found as of this time. Investigation as per PDIF Card is in possession. PIN is memorized. Case decision: ***. VROL Case #: . Sent ZD #56774164. Waiting for linked dispute to settle. Disputed transaction ID #6209512528 is force_posted. OVERALL INVESTIGATION. UT TIMELINE:2022-09-10 TO 2022-11-02 TRXN TYPE: Moto 7 Entry Mode 1 Moto 7 Entry Mode 1 Moto 7 Entry Mode 1 Moto 7 Entry Mode 1 Moto 7 Entry Mode 1 With funding event observed from Friend Transfer amounting to $50.00 on 2022-10-28 16:20:08 before the authorization of the disputed transaction from AMZN Digital, 888-802-3080, WAUS on 2022-10-28 21:17:05. With funding event observed from Friend Transfer amounting to $50.00 on 2022-10-28 16:20:08 before the authorization from the disputed transaction from AMZN Digital, 888-802-3080, WAUS on 2022-10-28 21:17:05. With funding event observed from Friend Transfer amounting to $70.00 on 2022-10-30 18:55:12 before the authorization from the disputed transaction from AMAZON PRIME PMTS, Amzn.com/bill, WAUS on 2022-10-30 21:48:21. The authorization of the said disputed transaction successfully go through because the member has a Spotme limit of $40 during that time. Balance exhausted after the authorization of the disputed transaction from AMAZON PRIME PMTS, Amzn.com/bill, WAUS on 2022-10-30 21:48:21. Galileo deny code 43,46,57,51 was captured with the disputed merchant. Galileo deny code 57,05,51,54,55 was captured within the UT timeline but not related with the disputed merchant however, they are on the disputed card ending 8438. With history from Amazon and Prime Video. With fraud alert on the disputed card ending 8521. Galileo deny code 43, 57,51 was captured with the disputed merchant AMAZON. RTA: AVS RESULT Y

AVS Result: Y Exact: Address and ZIP match AVS Result: Y Exact: Address and ZIP match AVS Result: Y Exact: Address and ZIP match VROL auth code 51