accounting dept - they;re the one who will removed the past due
puropose of cf - to correct the past due that is not intended in the member
correct form - to the past due
when do we check research?
* CIL
* CONVENIENCE CONCESSION
* OSA
Received the check - 14- 21 business days
to check the date 
moved payments - special batch 

spd rule - apply within due date
billing cycle last 30 days
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