Dispute ID: 4840914. DND: 2022-08-08. Intake type: Phone. Reg E. Old account. CH is disputing 2 UT from multiple merchants amounting to $169.99. No merchant credit. No claim cancellation. Card ending with 8001 is already replaced. Transaction type Moto Blank Entry Mode 7 and Moto 7 Entry Mode 10. ***INVESTIGATION*** As per Penny, card is lost/ stolen. PIN is stated as "Noted in the phone". Funding event prior the authorization of the disputed transaction, card to card on 2022-08-06 12:21:13 amounting to $135.00. Balance almost exhausted after the authorization of the disputed transaction.
With previous transactions from the same merchant. Multiple funding events prior the authorization of the disputed transaction. No PII changes. No ATO hallmarks. No fraud alerts. There is no enough evidence to deny the claim. Final resolution, no error found. Sent final letter ZD #52364775. Filed FR ROL Case #2249722953 and  2249722954. Case closed