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Dispute ID:10816252 DND:2023-07-18 Reg E - Unauthorized Transaction Decision Outcome: DENIED/APRROVED
Decision Outcome Reasoning: DENIAL: -Balance exhausted -With previous transaction to the disputed merchant -With spendting pattern -Velocity normal -No fraud alert -With freezing/unfreezing observed -No PII changes observed, No ATO Hallmarks
APPROVAL: -With merchant credit -No manual funding observed -No cash in/out -Amount abnormal -Deny/response code 85
pin base 55 secured pin credential on file no 85, with previous no phone compromise - stolen phone debit card
2023-07-14 05:40:11 auth 2023-07-15 18:09:07 sett FR:6 MOTO: 7 ENTRY: 10 In possession
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Dispute ID:10816378 DND:2023-07-18 Reg E - Unauthorized Transaction Decision Outcome: DENIED VROL case #:5286426922, 5286426880, 5286426829, 5286426775 Unable to file FR due to no star access
Decision Outcome Reasoning: DENIAL: -With manual funding observed -Low ending balance -Pin based transaction -With previous transaction to the disputed merchant -Amount normal -Pin based transaction -With freezing/unfreezing observed -No fraud alert
APPROVAL: -Velocity abnormal -No cash in/out -No spending pattern observed -With PII change Address observed -Out of the vicinity
2023-06-26 10:31:40 auth 2023-07-15 17:17:24 sett
IN POSSESSION FR:4 FR:6 MOTO blank 7 ENTRY 05, 01
blank 01 - 214.00 7 01 - 61.70 pin base 55 secured pin credential on file no 85, with previous no phone compromise - stolen phone debit card
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Dispute ID:10764836 DND:2023-07-18 Reg E - Unauthorized Transaction Decision Outcome: APPROVED VROL case #:5286506700, 5286506701 Unable to file FR due to no star access
Decision Outcome Reasoning:
APPROVAL: -No manual funding observed -High ending balance -No continious of funding event -No valid undisputed transaction -No previous transaction to the disputed merchant -No spending pattern observed -Amount abnormal -Velocity abnormal -No freezing/unfreezing observed -No PII changes observed, No ATO Hallmarks -Deny/response code 61, 46 -NO cash in/out
DENIAL: -No fraud alert -No PII changes observed, No ATO Hallmarks -Within the vicinity
pin base 55 secured pin credential on file no 85, with previous no phone compromise - stolen phone debit card
2023-07-13 07:28:43 auth 2023-07-14 12:09:50 sett Not in possession FR:5 MOTO blank ENTRY 05
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Dispute ID:10816578 DND:2023-07-18 Reg E - Unauthorized Transaction Decision Outcome:
Decision Outcome Reasoning:
APPROVAL: -No manual funding observed -No continious of funding event -No previous transaction to the disputed merchant -No spending pattern observed -Amount abnormal -High ending balance
DENIAL: -With valid undisputed card present EMV Contacless transaction observed
2023-07-14 16:28:49 sett 2023-07-13 09:17:35 auth FR:5 Not in possession MOTO blank ENTRY 05