Dispute ID: 4857276. DND:2022-08-10. Intake type: Phone. Reg E. CH is disputing 1 UT from Cash App Miracle Gat amounting to $180.00. No merchant credit. No claim cancellation. Card ending with 2717 is closed. Transaction type: Moto blank 7 Entry Mode 10 Card-Absent with CB rights. ***INVESTIGATION*** As per Penny, card is in possession. PIN memorized. Member has previous transaction with the disputed merchant where it has entry mode 10, credential on file and no response code 85 was captured prior the authorization of the disputed transaction. With unfreezing of the card observed within the authorization of the disputed transaction, indicating that the member is still in control of the card's activity. No PII changes. No ATO hallmarks.No third party access. No fraud alerts. There is enough evidence to deny the claim. Final resolution, no error found. Sent final letter ZD #52475371, Filed FR ROL Case #2250867214. Case closed.