Dispute ID: 5283992. DND: 2022-10-12. REG E claim. Old account.  CH is disputing 3 UT from multiple merchants amounting to $123.97. As per Penny, card lost/stolen. PIN memorized. No merchant credit found as of this time. No claim cancellation. Disputed card ending in 5064 is closed. 
INVESTIGATION FOUND: 
Moto Blank Entry Mode 5 Card-Present No CB Rights.
UT timeline: 2022-10-03 to 2022-10-11
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✔Therefore, ERROR FOUND.
Sent ZD #55759264. VROL Case #5223518434,5223516992,5223519798
Case closed.