5679691

Dispute ID:5679691. CH disputing 1 Debit Unauthorized Transaction from Txtvrfy for $40.00. Reg E. No merchant credit related to the disputes. No claim cancellation. As per Penny card in possession at time of purchase. PIN stated as "My notebook". Disputed card ending 6664 is closed. Case Decision: DENIED. VROL Case #:2290544957 . Overall Investigation: With funding event via Card to Card amounting to $20.00 observed on 2022-12-02 16:56:38 before the authorization of the disputed transaction from TXTVRFY, +13074292443, WYUS on 2022-12-02 21:32:28. Cash in cash out was captured within the UT timeline. No Galileo deny codes within UT timeline. NO RTA/ Penny response codes within the UT timeline. Disputed merchant is abnormal to the CH. No fraud alert/indication. RTA: AVS RESULT N VISA:AVS Result: N No: Neither address nor ZIP matches No PII changes captured within UT timeline. No signs of ATO. There is enough evidence to deny the claim. Final resolution, no error found. Sent ZD #58662906. Case closed.

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