5171834 credit

Dispute ID: 5171834. DND 2022-09-27. Reg Z. CH is disputing 2 UT from Pats King Of Steaks and Airbnb Hmrrbqjpcp amounting to $217.56. As per Penny, card not in possession at time of purchase. PIN stated as "Notes in the wallet". No merchant credit as of this time. No claim cancellation. Card ending with 3722 is closed. Transaction Type: Moto Blank Entry Mode 5 Card-Present with No CB rights, Moto 7 Entry Mode 10 Card-Absent with CB rights. INVESTIGATION. Balance exhausted. No PII changes. No signs of ATO. With freezing and unfreezing activity within UT timeline. AVS RESULT B for all disputed transactions. The disputed card present EMV transaction (PATS KING OF STEAKS LP, PHILADELPHIA, PAUS) is within the vicinity with the member's address on the account, approximate time 15mins. However, there is no funding event observed via TC or TJ before the authorization of the disputed transaction from Pats King Of Steaks and Airbnb Hmrrbqjpcp. With no prior transaction history from Pats King Of Steaks and Airbnb Hmrrbqjpcp. Upon checking on PI under VROL from the transaction from Airbnb Hmrrbqjpcp the name, and email address does not matches with the member's record on the account. Contacted the merchant but wasn’t able to get hold of their representative. Representative for disputed transactions are not available. Unable to validate the disputed transaction from PATS KING OF STEAKS. Unable to validate the disputed transaction from Airbnb Hmrrbqjpcp, merchant is on the DNC list. Deny code 57 was captured within UT timeline but not related with the disputed merchants. As per RTA, response code 85,57 was captured but not related with the disputed merchant. As per RTA, response code 85 was captured with the disputed merchant AIRBNB within the UT timeline. Therefore, error found. Proceed to chargeback. Sent ZD #. Filed FR ROL Case #5216114242, #5216114243.