## Opening a Disputer

Disputable Credit File
- ID *(PII disputes)*
	- *"My name is spelled incorrectly"*
- Trades 
	- credit cards
	- dept cards
	- student loan
	- carl loans
	- Child Support
- Public Records *(bankruptcy)*
	- *"My credit report is not reporting my bankruptcy was discharge"*
- Inquiries *disputing inquiries*
- Collections *includes collection accounts*
- Non-Reporting
- Others
	- employment
	- consumer statement
- Summary *(ready to complete the case)*

**Real-Time Update** is used **only** when the consumer's dispute includes either trade, collection account or bankruptcy and the ownership of the item is being challenges

Processing

YOU LIKE TO DISPUTE ABOUT JUDIEL BEING CHUBA TUBOL