4973845

Dispute ID:4973845. DND 2022-08-18. CH is disputing 2 UT from First Watch and Cash AppVinchino M amounting to $106.17. As per VCF, card not in possession at the time of the transactions. PIN stated as "My password is the same, and in my notes". No merchant credit. No claim cancellation. Reg E. OLD account. INVESTIGATION. Member has previous transaction with the disputed merchant:CASH APPVINCHINO M, where it has entry mode 10, credential on file and no response code 85 was captured prior the authorization of the disputed transaction.