Dispute ID: 5374012 / . CH disputing 4 Debit Unauthorized Transaction from multiple merchants for $27.52. Dispute Notification Date:2022-10-25. Case Decision: Denied. VROL Case: #2272029351,2272024801,2272032232,2272024800. 
OVERALL INVESTIGATION:
Card ending in 7979 is closed.
UT timeline: 2022-10-10 to 2022-10-25
As per Penny card is not in possession at the time of transactions.
PIN memorized.
No merchant credit found as of this time.
No claim cancellation.
TRXN TYPE: 
Contactless and card not present transactions.