DISPUTE ID 5808078. Reg. E. CH disputing 17 Debit UT amounting $88.83 with Google. No claim cancellation. No Merchant Credit found as of this time. As per Penny, Card  in possession at the time of transaction. PIN MEMORIZED. Disputed card ending 6989 is closed. Case decision: DENIED. VROL Case #: 2298315783, 2298315785,   2298315786,  2298315787,   2298315788,  2298315789,  2298315790,   2298315791,  2298315792,   2298315793,   2298315794,2298315795,  2298315796,  2298315797,  2298315798,  2298315799,   2298315800    
OVERALL INVESTIGATION:
With funding event observed on 2022-12-15 20:28:32 before the authorization of the disputed transaction from Google Playtika Ltd, 650-2530000, CAUS on 2022-12-15 20:47:31. Balance almost exhausted after the authorization of the last disputed transaction. No suspicious declined codes with the disputed merchant, card on the UT timeline as per Galileo. No fraud alerts.
With history from Google. Disputed transaction has entry mode 10 credential on file. Spending pattern was observed.
RTA response code 85 was captured with the disputed merchant and non-disputed merchant.
RTA/ penny RESPONSE CODE 10 was captured with the disputed card within the UT timeline.
DISPUTED MERCHANT IS NORMAL TO THE CH.
RTA: AVS RESULTB
VISA: AVS Result:		Address verification is not applicable
No PII changes captured within UT timeline. No signs of ATO.
There is enough evidence to deny the claim. Final resolution, no error found.
Sent ZD #59482681. CASE CLOSED







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UT TIMELINE: 2022-12-13 TO 2022-12-20
Moto 7  Entry Mode 01
MOto 7 Enty Mode 10