5943709

Dispute ID: 5943709. CH disputing 2 Debit Unauthorized Transaction fromApple for $42.57. Reg E. No merchant credit found related to the disputes. No claim cancellation. As per Penny card STOLEN. PIN STATED AS "Wallet". Disputed card ending 3112 is closed. Case Decision: DENY VROL Case #: 2305090625,2305090624 Overall Investigation: With history from Apple. Disputed transaction has entry mode 10 credential on file without response code 85 captured during the authorization of the disputed transaction. Disputed merchant is normal. Spending amount is normal. Cash in cash out was captured within the UT timeline. Balance exhausted after the authorization of the last disputed transaction. No suspicious declined/ response codes within UT timeline as per Galileo, RTA and Penny. No fraud alert/indication. Disputed merchant transaction recurring flag shows as yes, which means Ch got/received the services/subscription with this merchant and it's Ch responsibility to cancel it. Chime is not liable. RTA: AVS RESULT N VISA: AVS Result: N No: Neither address nor ZIP matches No PII changes captured within UT timeline. No signs of ATO. There is enough evidence to deny the claim. Final resolution, no error found. Sent ZD Ticket Number 60276479. CASE CLOSED.

🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀 UT TIMELINE: 2022-12-29 to 2022-01-03 TRXN TYPE: Moto 2 Entry Mode 10 FR