Dispute ID : 10469350
DND : 2023-06-14
1 Debit  UT transaction  against 
Fscharge Com amounting to $4.00
Reg E Claim.
Card 5097 closed.
No claim cancellation nor merchant credit. As per penny Card was Unverified
PIN Unverified
Card absent transaction MOTO/ECI 2 with Entry mode 10.
ROL Case#:2341018784
ZD#: 69403448

* No Previous transaction
* Merchant is abnormal
* No spending pattern
* Dollar amount is abnormal 
* No spending velocity is abnormal
* No Funding prior
* With High ending balance
* No Cash In/Cash Out
* observed 59 codes with the same merchant, 
* observed suspicious deny/response code 59, 85, 51  with the same disputed card.
* With Recurring flag
* No fraud alert
* No freezing/Unfreezing
* No signs of ATO/PII changes

Gathered evidence are insufficient to deny the claim.  Filing the claim as write-off. ERROR FOUND.FR submitted .Case closed.