OPENING & FINAL DEMAND (JAMIL)

(OPENING)

Good day, Mr./Ms. LAPIZ.REYMART.G.

This is Jamel from Elite Asset Collection and Recovery Management Corp., an accredited agency of EastWest Bank. We are following up on your overdue Auto Loan account. Kindly settle your outstanding obligation to avoid additional penalty charges and further collection actions.

Please call or reply to this message with your proposed payment arrangement at your earliest convenience.

Thank you.

PAYMENT REMINDER

Good day! Mr./Ms.CABILLOS.CRISTINE.B.

This is from Elite Asset Collection and Recovery Management Corp., an accredited agency of EastWest.

We would like to follow up your payment for your auto loan. Kindly settle to avoid additional penalty charges. Please call (0917-148-4263) for your proposed payment arrangement.

Thank you.

PTP REMINDER

Good day! Mr/Ms. This is from Elite Asset Collection and Recovery Management Corp., an accredited agency of EastWest.

Your promised to pay will be today PHP ( AMOUNT ) Please comply with the arrangement to avoid additional penalty charges or worse is legal endorsement. Please call (0917-309-8328).for your concerns.

Thank you.

BROKEN PTP

Good day! Mr/Ms. This is from Elite Asset Collection and Recovery Management Corp., an accredited agency of EastWest.

We noticed that you have not made payment for your auto loan. Kindly update and communicate with us to avoid penalty charges or legal endorsement. Please call (0917-148,4263).for your concerns.

Thank you.

FOR HTC / UNCON

Good day! Mr/Ms. This is from Elite Asset Collection and Recovery Management Corp., an accredited agency of EastWest. Despite our various collection efforts,your account remains in delinquent status. As such, kindly update your loan and communicate with us.

Should you ignore this message, you will leave us with no alternative but endorse your account to Legal Department. Otherwise, temporary surrender the unit. For assistance, you may call (0917-148-4263).for your concerns.

Thank you.

We would like to inform you that your unit is now subject to pull-out due to repeated lapses in your payments, which have led to multiple contract violations. Kindly expect an ocular visit within the day.

Despite previous attempts to contact you, we have not received a response. Please be advised that your unit is now eligible for repossession. To avoid further action, including a home visit and potential repossession, please settle your account immediately. Additionally, please remove all personal belongings from the unit to facilitate reporting to EastWest Bank.