Dispute ID:5671497. CH disputing 4  Debit Unauthorized Transaction from multiple merchants for $75.57. Reg E. No merchant credit related to the disputes. No claim cancellation. As per Penny card in possession at the time of the purchase. PIN stated as "In my lock box". Disputed card ending 6084 is closed. Case Decision: DENIED. VROL Case #:2289890946,2289907549,2289900228,2289900229. 
Overall Investigation: 
Pattern of funding event was captured one of which is via Check deposit amounting to $126.43 observed on 2022-11-15 16:20:40 before the authorization of the disputed transaction from GFW*3GLDSCR.COM, 855-506-9175, DEUS on 2022-11-15 18:57:30 .
Balance exhausted after the authorization of the last disputed transaction.
Cash in cash out was captured within the UT timeline.
Galileo deny code 57 was captured with the disputed merchant GFW*3GLDSCR.COM 855-506-9175 DEUS.
Galileo deny code 59 was captured within the UT timeline not relating with the disputed merchant, however, they on the disputed card ending 6084.
RTA/ Penny response code 57 was captured with the disputed merchant GFW*3GLDSCR.COM
No history with the disputed merchant Gfw*3 Gldscr.com and Evolution Tech Dock, hence, this is abnormal to the CH.
Disputed merchant GFW*3GLDSCR.COM 855-506-9175 DEUS and DOORDASH DASHPASS +16506819470 CAUS recurring flag shows as YES which means cardholder got the subscription with merchant and it is cardholder's responsibility to cancel it.
CH has previous transaction with the disputed merchant DOORDASH DASHPASS +16506819470 CAUS, hence, this is normal to the CH,  where it has entry mode 10, credential on file and no response code 85 was captured prior the authorization of the disputed transaction. 
RTA/ Penny response code 59 was captured within the UT timeline not relating with the disputed merchant, however, they on the disputed card ending 6084.
Wih fraud alerts on the disputed card within the UT timeline.
 RTA:
AVS RESULT Z
AVS RESULT Z
AVS RESULT Z
AVS RESULT Y
VISA:
AVS Result:	Z	ZIP matches, address does not
AVS Result:	Z	ZIP matches, address does not
AVS Result:	Z	ZIP matches, address does not
AVS Result:	Y	Exact: Address and ZIP match
No PII changes captured within UT timeline. No signs of ATO.
There is enough evidence to deny the claim. Final resolution, no error found.
Sent ZD #58598721. Case closed.

🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀UT TIMELINE: 2022-11-13 to 2022-12-03
TRXN TYPE: 
Moto 7 Entry Mode 1
Moto 2 Entry Mode 1
Moto 2 Entry Mode 10
Moto 7 Entry Mode 1