I'm sorry about your phone and no worries, you can file claim for the replacement of your phone, good thing you have Protection 360 insurance in your line .
I just want to inform you that Claims must be filed with the insurance company Assurant within 90 days of the reported incident . The coverage only applies to the last device used, right before the reported time of the incident.
A different device can be used before placing the claim. Service fees/deductibles are paid to the insurance provider and cannot be billed directly to accounts. Replacement devices will not be shipped until the service fees/deductibles are paid. You will receive a text message or email once claims are authorized.
Once you contact Assurant, please be ready with the following information: Your mobile number
•Pin/Passcode
•Billing address
•The make, model and IMEI number of your phone
•Date of incident
•The details of what happened and payment for deductible