Dispute ID : 10465695

Dispute ID : 10465695 DND : 2023-06-14 1 Debit UT transaction against Rainbow amounting to $100.86 Reg E Claim. Card 8822 closed. No claim cancellation nor merchant credit. Card in possession. PIN not Secured Card present EMV CHIP transaction MOTO/EC Blank with Entry mode 05. ROL Case Number: 2340488465 ZD#: 69348433

• Observed a funding event of $155.00 on 2023-06-07 prior to the authorization of the disputed transaction on 2023-06-07.
• Dollar amount is normal
• High ending Balance
• No fraud alert
• Merchant location is within the vicinity of CH's address.
• No Spending pattern
• No transaction history
• PII change prior to Authorization User phone change
• observed suspicious deny/response code 85,54 with the same disputed card.
• No freezing/Unfreezing within UT timeline
• With funding after the authorization

Enough evidence to Deny the claim. NO Error found. Case Closed